Is the Gold Coast in a Golden Cycle?

September 19, 2024

South East Queensland (SEQ) is projected to grow to 5.41 million people by 2041, representing a 44% increase from 2020. 

 The bulk of this growth will be concentrated in the Ipswich and Gold Coast Local Government Areas (LGAs), each expected to add over 300,000 new residents. This rapid population increase will have major impacts on housing demand, workforce development, transportation infrastructure, and regional connectivity. (Source: https://www.infrastructure.gov.au)


Infrastructure and Economy

The Gold Coast’s lifestyle and infrastructure—such as the light rail, upgraded casino, and expanded shopping centres—are attracting buyers. A $63 billion construction pipeline, including $11.4 billion for transport, $8 billion for medical facilities, $7.9 billion for commercial projects, $9.1 billion for leisure and tourism, and $25 billion for residential developments, is set to boost the economy and create jobs. This positive outlook is supported by major infrastructure projects and high migration rates ahead of the 2032 Olympic Games.


 

Employment

In 2021, the Gold Coast’s economy was valued at $39 billion, contributing 10.5% to Queensland’s GDP. The tourism sector, which supports 44,000 jobs and 26,000 small businesses, is expected to inject $45 billion into the economy over the next decade. The 2032 Olympic Games will further enhance the region’s economic benefits through various event venues and a new tourism strategy.


 

Population Growth

As Australia’s sixth largest city, the Gold Coast has grown by 9.1% over the past five years, matching Brisbane's growth rate. It is expected to surpass 1 million residents within the next 15-20 years, ahead of previous forecasts. Much of this growth is occurring in suburbs along the northern corridor between Helensvale and Brisbane. For example, according to the ABS, Pimpama had the highest growth rate (13%) of any area outside a capital city in FY2021, up 2,800 people. The Gold Coast population is forecast to reach one million by 2041, much earlier than the previous prediction of 2050.


 

Housing Shortage

There are widespread shortages throughout the Gold Coast market, including properties for sale, rental properties, and new dwellings under construction. This shortage is driving up prices and rents, with all postcodes experiencing vacancy rates below 3%, many under 2%. Colliers’ Gold Coast Market Overview 2023 notes that strong demand and limited stock are defining the market, with land also in short supply.



With all of this in mind, now is the perfect time to enter the property market. Recent developments like The Brandon Residences have already made waves in Pimpama, and with exciting opportunities emerging at The Mill Residences (Bos Properties upcoming development) the area continues to grow as a prime location for homebuyers.


The Mill features 128 modern lifestyle townhomes, equipped with exclusive amenities such as a leisure centre, an activity hub, and a resort-style pool, offering an idyllic living experience. If you and your family are in the market for a stylish, contemporary townhome, reach out to Bos Property on 07 3807 9544, and their team will be happy to help you find the perfect home.

By Bos Property September 3, 2025
Home ownership might be closer than you think with the latest expansion of the Home Guarantee Scheme set to take effect from 1 October 2025, instead of January 2026. This fast-tracked scheme means eligible first home buyers in Queensland will be able to purchase a home with just a 5% deposit, and avoid paying costly Lenders Mortgage Insurance (LMI). This change means first home buyers could save tens of thousands of dollars and cut years off the time it takes to save a deposit. The scheme expansion opens the door to all first home buyers by removing caps on places and income limits; meaning those on higher incomes or looking at properties previously above the cap can now take advantage of the scheme. What is the 5% Deposit First Home Guarantee? The First Home Guarantee is an Australian Government initiative which allows first home buyers to purchase a property with a 5% deposit, without the need to pay LMI. Here’s how it works: First home buyers can purchase a property with just a 5% deposit. The Government then acts as a guarantor for the remaining 15%, meaning first home buyers don’t need to save a 20% deposit to avoid LMI. Previously, income thresholds applied and only a limited number of places were available under the scheme. Under the expansion these restrictions will be lifted making the scheme more accessible than ever. Who is Eligible for the First Home Guarantee? From 1 October 2025, all Australian first home buyers are eligible for the First Home Guarantee. Key Eligibility Criteria for the First Home Guarantee First home buyer: You must be a first home buyer or have not owned or held interest in Property in the past 10 years including commercial, investment or company title properties. Deposit: Minimum 5% deposit. Citizenship: You must be an Australian citizen or permanent resident. Income: As of 1 October 2025, there are no income limits on the First Home Guarantee. Owner Occupied: You must buy a home to live in (investment properties are not eligible). Age: You must be at least 18 years old. Applies to: New and existing residential properties including houses, townhouses, apartments and house-and-land packages. First Home Guarantee Expansion Major Benefits 5% deposit: low-deposit first home buyers can access the Scheme No place limits: open to all Australian first home buyers with a 5% deposit No income caps: higher income first home buyers can now access the Scheme Higher property price caps: increased property price caps in line with median home prices across Australia What Are the Property Price Caps for Queensland Under the First Home Guarantee 2025? One of the most significant changes in the First Home Guarantee expansion is the increase to property price caps, which will come into effect from 1 October 2025. The adjustment to property price caps brings the scheme in line with current market conditions and allows Queensland first home buyers to purchase more realistically priced properties in high-demand areas like Brisbane, Gold Coast and Sunshine Coast. Queensland Property Price Caps (Effective 1 October 2025)
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